Thursday, August 31, 2017

How to apply online for Duplicate Driving License in Tamil Nadu

Keeping original driving license while driving is made mandatory in Tamil Nadu effective from 1st September 2017. Failing which, a fine of Rs.500 or 3 months prison will be offered as a punishment, The Govt of Tamil Nadu has announced. So don't forget to carry out the original driving license along with other documents such as Bike Insurance and Vehicle / Bike Registration Certificate. Also don't forget to wear helmet.  If you have lost your driving license or your license has been stolen / severely damaged, it is better to get duplicate driving license and after getting the duplicate, drive safely. Online facility to register your complaint is made today (1st September 2017) . So you can get Lost Document Report (LDR) online. You can also track the status of your complaint registration online like followed by loss of other documents.

How to Register Compliant for Loss of Driving License:

  1. Go to
  2. Click on Register Online Complaints button under Online Services Tab.
  3. Select your district
  4. Fill out all required details such as Name, Gender, Date of Birth, Address, Mobile Number, Email ID
  5. Then in Subject field, select the appropriate option, ie) Document Missing
  6. Then give the place of occurrence
  7. Description (how you lost. Write it within 200 letters)
  8. If your want to attach the proof, ie) Xerox copy of your driving license, select yes and upload the scanned copy.
  9. Enter the security code displaying there and click on Register button to make your complaint.  

You will be given your complaint registration number by which your track further status online. Below is the list of documents required to be submitted to your RTO office for getting the Driving license.

Documents Required to be submitted for getting duplicate driving license

1. Application Form LDR (for intimation of loss or destruction of driving license and application for duplicate. This is the certificate mentioned above.
2. A First Information Report (FIR) or NCR of the licence, in case it is lost or stolen.
3. Original Licence (if it is severely damaged)
4. Attested photocopies of the original driver licence (in case the driving license is lost).
5. Passport Size Photographs
6. Address Proof documents for reference
7. Age proof documents for reference.

In some states, documents can be submitted online in the RTO website. In Tamil Nadu, it is not yet implemented. Only the complaint registration is made available. 

Tuesday, August 29, 2017

Sample Letter format to bank for activating internet banking

Would like to activate net banking for your SB account? You must request through a letter to your bank manager to activate / start net banking facility. Read this article to know how to do it.

Why net banking is important ?

Present days, many people find easy and fast method of money transaction through net banking facility offered by their concerned bank. Apart from the fast and easy transaction, you can have full control over how your money comes and goes out of your account. You can see last 5 transaction, entire account statement, etc if you have internet banking activated for your account. Also the online shopping made easy with the internet banking facility. Booking bus ticket, flight ticket, train ticket, online bill payment, recharge, electricity bill payment, and everything will be done with ease and take only few minutes so that you can save plenty of time in your life. So if you don't have the internet banking, it is the right time to approach your bank and ask what do to. If they ask a request letter fom you, then you should take a plain paper and start writing your letter. Most of the bank will have some template form where you have to enter the particulars asked there. Still some bank like IOB / TMB, asks customer to submit a written request letter. If you are the one fall under such situation then use the following sample letter format to write your letter for you.

Sample Letter format to bank to activate internet banking

#114, Alwar Street,

The Bank Manager
Indian Overseas Bank

Sub: Requestion to issue internet banking service for my account

Dear Sir / Madam,
I am your customer since last 7 years. When I opened my account with this bank IOB, I did not apply for internet banking for my account. These days, I am finding much difficult to transfer money to others. Also I need to do a lot of purchase online. So I thought of having internet banking facility for me. Hence I kindly request you to activate internet banking against my account. My account number is ____________________ [Write your account number here]. I have attached the identity and address proof with this letter. Thanking you!

User name option 1: marina2010
User name option 2: marina2012
User name option 3: marina2017

Yours truly,

Date: _________
Place: _________

Note: In From and To field, you must use your own details to make this letter format suitable for you.

Hope you have understood how to draft a letter for activating internet bank facility. Is this letter helpful? Then write a comment below for what did you do to activate internet bank for you as a personnel experience. You can also ask us any query if you have in your mind.

Monday, August 28, 2017

Bank of India Debit cum ATM Card Application Format

Are you looking for the application format for new ATM card issue for Bank of India? Here is the sample application letter format for applying new ATM card in Bank of India. If you are applying first time for the ATM card against your account in BOI, you must use the following letter format in order to get it. For ATM card, different bank uses different format / method to apply for ATM card. Some banks may seek written letter to get new ATM card. Some bank may have application slip for ATM card where customers need to fill out the required details. The following sample format is for those customers who hold accounts in Bank of India only. For other banks, this format will not be applicable. If you have any doubt, contact the bank manager for more details. Here is the letter format for applying ATM card in BOI.

Click here to download Bank of India Debit cum ATM Card Application Format

Thursday, August 24, 2017

Sample letter to Principal for vacating hostel

Are you a hosteler in your college or school ? Want to vacate your room ? Then you need to get permission from higher authorities such as Principal, Director, or Correspondent of your college. Here we have given a sample letter to start writing the application letter.

Why submitting letter to vacate hostel ?

There are so many reasons why one should request to vacate hostel. Sometimes, students will be terminated for indiscipline and they are required to submit a letter to the Principal while leaving the college hostel. Or sometimes, students may not like the hostel life and they need to approach the college Principal with their parents or with the permission from their parents. Or sometimes, students may discontinue their course in the mid of the semester or mid of the academic year for which they need to inform their situations in a letter to the Principal or Chairman of the college. So submitting the request letter to vacate hostel becomes most important thing in students life. This will also help to prevent any future legal issues between students and colleges / schools where they are studying. Below is a sample format for the same.

Sample letter requesting Principal to get permission to vacate hostel in college

S.Banu Priya,
Roll No: 01046,
III Year EIE Department,
Jezlin Marina College of Engineering,
Karisalkulam, Kovilpatti,

The Principal,
Jezlin Marina College of Engineering,
Karisalkulam, Kovilpatti,

Respected sir,
Subject: Requesting to vacate hostel
I am Banu Priya studying III year EIE department. I have been admitted to the college hostel this year from 07th June 2017. Unfortunately, the food and other facilities are not upto my satisfaction so struggle a lot of health problem often. So I have decided to vacate my room and come as a day scholar from my relative house which is just 6 KM from out college. I am seeking your permission to vacate my stay with the knowledge my parents. Hence I request you to kindly approve my request as early as possible so that I can proceed other formalities to settle down the things. Thanking you!

Yours obediently,
S.Banu Priya.
Date: __________
Place: _________

[Put here the signature]
Signature of Parents
[Name of your parents]

Note: You should use your college address and your personnel address in the above letter format. Use the format wisely to write a meaningful letter requesting Principal for getting permission to vacate your hostel. If the reason is somewhat different than the above, then replace it with your own. Thanks for coming up for reading this article. If you find it useful, consider sharing this article with your friends using Facebook, twitter, Googleplus, etc.

Tuesday, August 22, 2017

Sample email marriage invitation letter format

The biggest occasion of your life will be the marriage. If you have planned to have a marriage, then first and most important thing is, the sending of your marriage invitation. Though the printed invitation card is effective, still the email invitation is required for sending invitation to your friends and colleagues who are far distance from you. Here is the sample email invitation letter format for the same.

Dear friends,
I am very much pleased to inform you that I am going to get married. I invite you all and your family for my wedding occasion on __________ [Write the date and time of your marriage here]. Your presence on my happy moment is most important for me and don't forget to come over here to bless me and my spouse. I can be reached through my mobile __________ [write your mobile number]. I am expecting your glorious presence on that day!!! Also find my invitation card in the attachment.

With love,
Your friend,

Sample request letter for new electric connection / electric meter

There are a lot of situations for which you need to write a request letter to your EB office / Electricity Department / Junior Engineer or for any other complaint regarding the non working of electric connection from the service or damaged electric meter. Suppose if you are residing at your house which is larger area. You want to let one portion of your house for rent. So the people residing your house for rent, may require their electricity usage . You may solve this with the help of getting new electric meter or completely new connection. For this, you need to contact your EB office and submit a request letter for getting new electric meter / connection along with submitting required documents. Follow the sample letter provided below to write your letter in a meaningful way.

Request letter to new electric connection / electric meter

Your Name
Your House Address

The Chief Engineer / JE / Director / Manager
Name of the Department

Sub: Requesting to offer a new electric connection / electric meter
I have residing at the __________ (place) where we have built a house 5 years back and Now I wanted to one portion of my house for rent. So I need a separate electricity connection / electric meter for the new portion allotted to the rented people. I have already talked this with one of your representatives few days back and he / she visited my house in person. I need the new connection immediately so please approve my request at the earliest. I have already paid the deposit charges in your office and I have attached all necessary documents for new connection / electric meter with this letter.

Thanking you,

Yours faithfully,
[Your Signature]
[Your Name]

Date: __________
Place: _____________

1. Copy of Ration Card
2. Copy of Old Connection Electricity Bill
3. Copy of Voter ID
4. Copy of Aadhaar card
5. Any other document if asked by the EB office

Note: Use your own particulars to the place wherever applicable in the above letter format.

Monday, August 21, 2017

How to activate internet banking online in PNB

Thinking of using internet banking in PNB Punjab National Bank? You can now register your internet banking account online for PNB. That means, without visiting your bank in person, you can get internet baking user ID and password within few minutes of set up. Here's how you go for it.

The step by step procedure for activating internet banking online in PNB

Step 1: Go to the link
Step 2: Click on 'Retail Internet Banking' tab as shown in below. See the blue box area in the image.

Step 3: Now click on 'New User?' button shown there. Refer the image below for clarity.
Step 4: You will see three options like followings:
Register for Internet banking
Register for Mobile Banking
Registration for Both Internet & Mobile Banking
Select any one of them listed above and give your account number associated with your bank. Click on verify button there.

Step 5: Now Enter OTP (One Time password) that is received on your registered Mobile Number.
Step 6: Enter Debit Card Number & ATM PIN.
Step 7: Set Login or/and Transaction passwords. Message for successful registration will be displayed on the screen. Note down your User ID and start using. Please note that users created online are activated immediately.

Important Notes:
1.Using this facility customers would be able to register for PNB’s Internet Banking & Mobile Banking Services online without visiting branch.
2.The facility is available only for self operated saving and current account customers.
3.Only customers who are registered for SMS Alerts facility with our Bank can avail this facility
4.Please keep following information ready before using the facility of online registration –
a.Account Number (For which Internet/Mobile banking is to be registered)
b.One Time Password (OTP) which will be delivered on your registered mobile number during the process.
c.Debit Card No. and ATM PIN (Linked with the account number for which Internet banking is being registered)
d.Your Mobile ( registered with the bank) for receiving One Time Password (OTP)
5.Only in case of providing above information correctly, you will be able to complete the password resetting process.
6.Post successful registration for Internet/Mobile banking services, the user would be instantly activated.
7.Only in case of providing above information correctly, you will be able to complete the password resetting process.
7.In case you are not able to reset the password online, you may request for the same by speaking to our.24 hour Customer Careor by contacting a branch and passwords will be delivered through your branch within 7 working days.

Security tips
1. Do not reveal passwords over phone/email etc. to any person including Bank.
2. Change your password regularly. Keep your password a combination of alphabets, special characters and numbers.
3. Use on-screen KEYPAD for logging when you are not using your own PC.
4. Don't Click on website links/attachments in un-known/suspicious emails. These links may take you to replica of bank's website and ask for keying in your user-id and password(s).
5. In case of doubt,reconfirm the PNB's website by double clicking the 'padlock' symbol/icon in address bar to ensure the site is running in secure mode BEFORE you input any confidential/sensitive information.
6. Clicking on the 'padlock' symbol/icon and on server certification symbol will display details of the server certification in the favour of Punjab National Bank.
7. To ensure safe and genuine login,always enter bank's website either through or
8. In case there is any call, please confirm that call is from the authorized person of the bank.
9. PNB does not ask for details of your account/pin/password. Therefore any one pretending to be asking you information from the bank/technical team may be fraudulent entities, so please beware. You should know how to operate net transactions and if you are not familiar you may refrain from doing so. You may seek bank's guidance in this regard. Bank is not resposible for online transaction going wrong. The PNB also not be responsible for wrong transactions and wanton disclosure of details by you. Viewing option and transactions option on the net are different. You may exercise your option diligently.

How to change / update mobile number in SBI online

Changing / updating mobile number in SBI has been made easily online. If you want to save your time going to bank and updating your register mobile number with new one, this article is a must read article for you. In this article, we have given the online procedure to update or change your existing mobile number with SBI bank yourself online. It will take just few minutes and thus you can save much time and effort.

The online step by step procedure to follow up for changing / updating your mobile number in SBI onlline

Step 1: First of all login to online SBI. The login facility is available in this link, . You will see the screen like this. If you don't see it, click on the personnel banking button in green colour there.

Step 2: Now supply the user name and password in the required field as shown in the figure above [See the red marked] and press login button which is in blue.

Step 3: Now click on the profile tab over there after login. You will see the image as shown below.

Step 4: Now click on the link of Personal Details. It will ask you to enter the profile password. Enter your password and then you will be taken into see the details like Name, Email Address, Registered mobile number. 

Step 5:. Now click on the link 'Change Mobile Number-Domestic Only (Through OTP/ATM/Contact Centre)' displayed there.

Step 6: Now you will see the options like create request, cancel request and status. Click on create request so that you will have two boxes such that New Mobile Number and Re-enter new Mobile Number. Make sure that both are correct by entering the new mobile number twice. Click on submit button.

Step 7: Now you will be asked to verify and confirm the mobile number you entered. Click on proceed button, if it Okay. Otherwise cancel and check enter your mobile number correctly. You will have the following three options once you clicked on to proceed.
1. Approval by OTP (One Time Password) on both the Old and New Mobile Number
2. Approval through ATM
3. Approval through Contact Centre

Step 8: Select the mode (listed above) you want. If you have both old and new mobile in hand, it is better to select the OTP option. A one time password (OTP) will be sent to your old mobile number and you should enter it the required field.

Step 9: Now you will see the list of ATM card associate with your account. Select the one you want. 

Step 10: Now you will be taken into a Payment Page. This page is for the Card Validation. The Amount Rs.1/- in the Card Validation page is indicative and no charge will be taken for this service.

Step 11: Now you need to enter card number, month and year of expiry, card holder name and ATM pin. Click on proceed button after entering the code (for security purpose) displayed there.

Step: 12: Now you should verify the info provided by you and click on Pay button to proceed further. Now you will get OTP in both old and new mobile number. 

Step 13: Now you have to send both OPP to this number ‘567676’ in the following format.

ACTIVATE <8 digit OTP value> <13 digit Reference Number>

Now your new Mobile Number will be updated immediately in your Internet Banking Account, ATM card etc. Also you will get a confirmation message for the same. You also check the status in your Online SBI => Profile => Personal Details => Mobile Number Update.

That's all. You have changed / updated your mobile number successfully online. Your new mobile number will be in effect after upon activating your new mobile number. Hope this will help you in getting things easier. Thank you for reading. If you have more doubt, don't forget to leave a message through the comment below.

What is MAB in SBI? How to calculate it?

Do you know what is MAB in SBI? Many of you might have got confused about MAB. Let me tell what it is. MAB is simply the short form of Monthly Average Balance. A minimum of Rs.5000/- MAB should be maintained by the SBI. It has been following from 01st April 2017. So now the question arises how to calculate my MAB in SBI bank account. How much they charge for not maintaining the minimum balance. Let me answer your query one by one.

How to calculate MAB:

You don't need to have Rs.5000 in your account always. Here is a formula to find out how it works.

MAB = Sum of all the EOD (End of the Day) closing balance / Number of days in the particular month.

Still don't understand? Let me explain it further.
Suppose, take this month August in which you have 31 days. At the end of August 1, how much was in your bank account will be taken. Similarly, at the end of August 2, how much balance in your account will be taken. Likewise, upto 31st August 2017, the end day balance will be taken in the similar way and all will be added together. That is sum of all the EOD (End of the Day) closing balance. And this sum will be divided by 31 (as this month 31 days). The result should equal to Rs.5000/- or more. Otherwise, you will see MAB SBI debit in your account statement.

How much penalty will be put if you don't maintain Rs.5000 MAB:

Here is the charge for non-maintenance of MAB in SBI.

Metro Monthly Average Balance or MAB Rs.5000/-
1. Shortfall of less than 50% = Rs.50 + Service Charge
2. Shortfall of greater than 50% to less than 75% = Rs.75 + Service Charge
3. Shortfall of more than 75% = Rs.100 + Service Charge

Urban Monthly Average Balance or MAB Rs.3000/-
1. Shortfall of less than 50% = Rs.40 + Service Charge
2. Shortfall of greater than 50% to less than 75% = Rs.60 + Service Charge
3. Shortfall of more than 75% = Rs.80 + Service Charge

Semi-Urban Monthly Average Balance or MAB Rs.2000/-
1. Shortfall of less than 50% = Rs.25 + Service Charge
2. Shortfall of greater than 50% to less than 75% = Rs.50 + Service Charge
3. Shortfall of more than 75% = Rs.75 + Service Charge

Rural Monthly Average Balance or MAB Rs.2000/-
1. Shortfall of less than 50% = Rs.20 + Service Charge
2. Shortfall of greater than 50% to less than 75% = Rs.30 + Service Charge
3. Shortfall of more than 75% = Rs.50 + Service Charge

So are you clear about What is MAB in SBI? How to calculate it? If not, then leave comment below so that we will guide you further. 

Sunday, August 20, 2017

How to get duplicate certificates for loss of certificates

Sometimes it happens that your certificates lost due to various reasons. Somebody will lose certificates during travel in bus, train, auto, bicycle, motorcycle. Few people will miss out certificates during house changing. Some persons will get lost of certificates by theft. So whatever the reason, they can get their certificates in duplicate if the original certificates are not able to be traced out. If you are the one person who is searching for how to get duplicate certificates if you lost your original certificates, here is the procedure to follow up. This procedure is for those people who are living in the Tamil Nadu. Follow the procedure and submit your application letter.

What you should do:
1. You must submit the application letter in the prescribed form only. No other self produced form will be accepted.
2. You must fill the application form in your hand writing only
3.You must provide a certificate obtained from given by the Tahsildar stating that your original certificate is lost beyond recovery.
4. You should pay a fee of Rs. 505/- through Challan for each session.
5. You should pay a fee of Rs. 755/- for a Triplicate copy (third copy, duplicate of duplicate)\
6. Fees should be remitted through Treasury or SBI
7. You have to submit application form for Duplicate certificate to the school where you studied last with application fee challan and the certificate received from the Tahsildar.

What next your school / college will do:
1. The Head Master / Head Mistress of the concerned school will counter sign the application you submitted and send to the D.E.O concerned.
2. Then the loss of certificate will be published in Gazette by the D.E.O and a copy of the notification will be sent to this office along with the application.
3. The application will be scrutinized and certificate will be prepared and sent back to the D.E.O from where the application received.
4. You will be informed to collect the certificate.

So what you should do to collect the certificates in duplicate:
1. You should go to the office of the DEO in person and shown them the letter you received to collect your duplicate / triplicate certificates.
2. Upon showing it, you will get them within few hours.

Note: The above instructions are applicable to private candidates who lost their certificate. Chelan and Tahsildar certificate should be enclosed along with filled application.

For Direct Private candidates:
Instruction to be followed by the candidate who had appeared for X std privately after completing VII std or IX std. The applicant should fill the application correctly.
1. For each session, the candidates should remit a Fee or Rs. 105/- by Challan. Remittance should be made through SBI or Treasury only.
2. The loss of certificate should be certified by the District Tahsildar.
3. The transfer certificate obtained from the school where the candidate studied last should be enclosed.
4. The application should be endorsed and certified by the Head of Institution where last studied.
5. The application should be forwarded to this office directly with Challan, Transfer certificate and the certificate of loss received from the District Tahsildar.
6. The notification regarding loss of certificate will be published in the Gazette by this office.
7. Duplicate certificate will be prepared by this office and sent directly to the candidate.
8. Challan, Tahsildar certificate and Transfer certificate should be enclosed along with filled application.

Click Here to download application form for duplicate of SSLC certificates
Click Here to download application form for duplicate of Plus Two / HSC certificates
Click Here to download application form for duplicate of Matric / Anglo certificates

Sample letter format to change your name in bank account

What if you have changed your name in Gazette? Do you need to change it in your bank account? Yes, you should change your name in not only in the bank record, also in other important documents like PAN card, Aadhaar card, Ration card, Driving licence, Passport, etc. Here you can see a sample letter format to be submitted to your bank manager to inform that you have changed your name and your original name is no more to be used in the account you have associate  with the bank.

Sample application letter format to change your name in bank account

88, Pillaiar Kovil Street,
Tuticorin District.

The bank manager
SBI Thoothukudi.

Sub: Requesting to change my name in my bank account

This is to inform you that I have recently changed my name in the Gazette and so my name should be changed in the bank account too. My name is changed from Alaguraj to Alagurajan. Hence I kindly request you to make changes in the bank record for me. I have attached the copy of Gazette certificate with this letter as a proof.

My account number: _________________ [Write your full account number here]
Old Name: M.Alaguraj
New Name: M.Alagurajan

Thanking you,

Yours truly,

1. Copy of Gazette certificate
2. Any other document of your bank asks

Note: The details of personnel information given in the above letter format for changing the name, should be replaced by your owns.

Thursday, August 3, 2017

Sample memo letter to call for a meeting

Are you looking for how to write / type a memo letter to call for a meeting in your company / institute? This letter format will help you. Read on.
The situation: You are the Principal head of your institution. You are required to conduct a meeting to discuss for the growth and future plan of the institution. So how you will send memo / circular to your people concerned. Here is sample letter.

Sample memo letter to call for a meeting in an institute

The Heads of All Departments / Staff Members,
Your Institute Name.

Date: 04th August 2017
Place: _________

It is hereby informed you all that a meeting will be held on 10th August 2017 at Seminar hall of our institute. The agenda of this meeting will be discussing the current activities we are doing and the future plans for the growth of our institute. Your ideas and plans can be conveyed during meeting. You are all requested to attend the meeting on said date without any fail.

Principal Head

Copy to:
Chairman, Office, Managers, Concerned Departments

Application Format of Income Certificate

Income certificate is an essential document which is needed for different purposes. For a student, it is necessary for getting educational loan, scholarship, etc. In such case, he / she needs to get income certificate from Tashilthar through VAO. For that, a request application is to be submitted. If you are looking for a sample application format, then read this article further.

Download Application Format of Income Certificate

You should furnish the details like Name of the Applicant, Father/Husband’s Name, Sex (M/F), Residential Address, Purpose for which the certificate is required (Necessary supporting documents to be enclosed), Monthly Salary Certificate (Issued by the Office in which he/she is working), Ration Card No. (Copy to be enclosed), and Date of application.