Thursday, August 23, 2018

Cheque Request Letter Format to Bank Manager

If you are in need of new cheque book [often written as check book], then this article will surely help you. I am telling here a real experience with my concerned bank and tell you how I got new cheque book. Read on!

Why you need to submit a request letter for getting new cheque book - an example

I am having a saving bank account in one of the branch of KVB (Karur Vysya Bank). One day I wanted to get loan for my jewels and approached the bank to discuss with it. The bank manager told me that you can get a loan for your jewels and interest rate will be minimum in our bank (less than 1%) and that too you can pay after 12 months. Then I was happy to get it and I needed Rs.70000/- for my jewels. Then the bank officials processed my request and they themselves filled all details in a form and asked me to put a sign in required place. Then I got a loan of Rs.70000/- instantly into my bank account, not in hand. They have transferred loan amount to my SB account holding there.

Then after one year, I wanted to return bank my jewels by paying the loan amount with interest. The interest amount was only below Rs.7000/- and I needed to pay back Rs.77000/- to get my jewels return bank. For the bank manager asked me to give a cheque leaf. I was surprised. Why I need? I asked the bank manager. He then told me that cheque leaf is required to collect the loan amount from you. He asked me to remember how I got the loan amount before 1 year. The loan is sanctioned only through money transfer in bank account, not by cash. So this time too, you need to pay us through your bank only. You need first to deposit the loan amount with interest (Rs.77000/-) in your bank account by cash if you have cash in hand now. So your SB account will have the loan amount and you need to give us a cheque to take that money from your account to your loan to bank.

Then I got understood and I made a call to my house to see where is my cheque book as I had no cheque leaf in hand. Unfortunately, I was unable to find my cheque book and informed the bank manager about the misplacing of my cheque book. Then the bank manager told me that no problem, write a request letter and we will offer cheque book immediately and you can use one lead from your cheque book. Then I took a plain paper and written a request letter as described below.

Note that If you are using SBI bank, then your use sbi cheque book request form online.
You don't need to write a letter. What you have to do in this case is, Just log on to retail section of the Internet Banking site with your credentials and select the Cheque Book link under Requests tab. You can view all your transaction accounts. Select the account for which you require a cheque book, enter the number of cheque leaves required and the mode of delivery. Then, submit the same.

Sample Cheque Request Letter Format to Bank Manager


Date: ____________

From
J. Duraimani
105/4, East Street
Karisalkulam, Vijayapuri PO
Kovilpatti TK, Tuticorin DT.

To
The Bank Manager,
KVP, Kovilpatti,
Tuticorin DT.

Sub: Request letter to issue me a new cheque book

Dear sir,
I have an SB account in your concerned bank here. I think I have misplaced my cheque book in my home and I am unable to find it. Due to urgent need, I request you to give me a fresh new cheque book so that I can use it for my future transactions if any. Thanking you!

My SB account number : ____________________
My Aadhaar card number: ____________________
My PAN card number: _______________________

Yours truly,
[Signature]
J.Duraimani

Conclusion:

Continuing my experience stated above, I have collected a fresh new cheque book after submitting the letter written above. The I filled one cheque with a loan amount Rs.77000/- to pay the bank and signed my cheque and submitted. That is, I have given a cheque to bank (bank is the person to receive the money here) and I realized the use of cheque book. You can also use the above format if you need a cheque book and your bank is required a request letter to offer a new cheque book. Otherwise, no need to submit letter. Some bank may not require a written request.


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